Where To Find A Guaranteed Checking Account
If you aren’t able to get a checking account for whatever reason, it’s easy to stress out about how to manage your finances. Fortunately there are a few guaranteed checking account options out there. They don’t care if you’ve been blacklisted from other banks, instead the only thing that they really care about is if you’re able to prove that you’re a US citizen. If you can do that, you’re guaranteed!
These are also commonly referred to as second chance checking accounts. Instead of using a regular bank, they are accounts that are set up specifically for people who have had banking problems in the past.
You can start your search right in your area. If you live in the Southwest or California, Compass Bank will be able to help you right away. They have checking accounts that are designed for people who aren’t able to get them otherwise. Should you live in another state, check out your smaller local banks. They pride in taking customers away from the big banks and may look beyond problems that you’ve had in the past.
Another way to go about this is to get an account online. Vision Premiere and Rush Card are the two largest companies that help people in your situation. They will approve your application in a matter of seconds, and then all of the paperwork for your account will arrive in the mail in just a few days. You get many of the same benefits that you would at a big bank, including online banking, a debit card, overdraft protection, and protection against fraudulent purchases.
Just because your bank closed your account down doesn’t mean that you’re out of luck. Guaranteed checking accounts come in different shapes and sizes, it’s just a matter of figuring out which one meets your needs the best. Making this decision is important because the last thing you want to do is get stuck paying check cashing fees!
Tags: guaranteed bank accounts, guaranteed checking accounts, second chance banking, second chance checking